What type of expenses are typically covered in Permanent Disability benefits?

Permanent Disability benefits in California workers' compensation are designed to compensate injured workers for the long-term impacts of their injuries. This includes not only a portion of wage loss due to the injury but also expenses directly related to the disability resulting from a work-related injury.

Disability-related expenses encompass a range of necessary costs that an individual may incur as a result of their disability. This can include medical treatment for the lasting effects of the injury, rehabilitation services, and possibly modifications to the home or vehicle to accommodate the disability. These benefits are aimed at helping the injured worker manage the ongoing effects of their condition, thus promoting a degree of financial stability and quality of life.

In contrast, other types of expenses mentioned in the other options do not fully align with the scope of Permanent Disability benefits. Medical expenses typically fall under separate medical coverage rather than being a standalone benefit category within Permanent Disability. Similarly, lost wages are addressed through Temporary Disability benefits during the healing period rather than Permanent Disability, which focuses on the ongoing condition. Lastly, while "all work-related expenses" might seem comprehensive, it oversells the coverage since Permanent Disability is specific to long-term disability-related expenses, not all work-related costs.